U.S. Bank Altitude Go Secured Visa Credit Card Review

The U.S. Bank Altitude Go Secured Visa Credit Card is a fantastic choice for anyone looking to build credit while earning rewards on everyday spending. 

The U.S. Bank Altitude Go Secured Visa Credit Card is the perfect solution for anyone looking to build or rebuild their credit while enjoying premium rewards. This secured credit card offers exceptional value by combining the flexibility of a credit-building tool with robust cashback rewards. Whether you’re dining out, streaming your favorite content, or simply managing everyday expenses, this card ensures you earn back on every purchase.

Unlike traditional secured cards, the U.S. Bank Altitude Go Secured goes above and beyond by offering impressive cashback rates, no annual fee, and cutting-edge features like mobile wallet compatibility. It’s not just a card to help you establish credit—it’s a tool to enhance your lifestyle while you work toward financial growth.

CREDIT CARD

U.S. Bank Altitude Go Secured Visa

Build your credit Zero fraud liability

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Benefits of the U.S. Bank Altitude Go Secured Credit Card

1. Earn 4% Cashback on Dining

Every time you dine out or order takeout, you earn a remarkable 4% cashback. Whether it’s a quick coffee run or a fancy dinner, your card rewards you for enjoying your favorite meals.

2. 2% Cashback on Groceries

Save on essential purchases with 2% cashback on grocery store spending. This feature ensures your weekly shopping becomes a rewarding experience.

3. 2% Cashback on Streaming Services

Earn 2% cashback on streaming services like Netflix, Hulu, and Spotify. Enjoy your favorite shows and music while earning rewards for your entertainment spending.

4. 2% Cashback on Gas Stations and EV Charging Stations

Keep your vehicle running smoothly with 2% cashback on fuel and EV charging. Whether you’re driving long distances or commuting daily, you save on essential transportation costs.

5. 1% Cashback on All Other Purchases

No matter where you spend, you’ll earn 1% cashback on every purchase, ensuring every transaction is rewarding.

6. No Annual Fee

Enjoy all these incredible benefits with no annual fee, making the card a cost-effective choice for anyone focused on building credit and earning rewards.

7. Flexible Security Deposit

Your security deposit determines your credit limit, starting as low as $300 and going up to $5,000. This flexibility allows you to choose the limit that suits your financial situation.

8. Build or Rebuild Credit

This card reports to all three major credit bureaus—Experian, Equifax, and TransUnion—helping you establish or improve your credit score with responsible use.

9. Mobile Wallet Compatibility

Link your card to Apple Pay, Google Pay, or Samsung Pay for fast, secure, and convenient digital transactions.

10. No Foreign Transaction Fees

Use your card abroad without incurring foreign transaction fees, making it ideal for travelers and online international purchases.

11. Contactless Payment

Make quick and secure payments with contactless technology. Just tap and go for in-store purchases, perfect for modern lifestyles.

12. 24/7 Customer Service

Access round-the-clock customer support for all your account-related queries, ensuring you’re never left in the dark.

13. Redeeming Rewards

Apply rewards directly to your balance to lower your monthly payment or transfer cashback to a U.S. Bank checking or savings account. Also, redeem rewards for gift cards to popular retailers and brands. Rewards never expire as long as your account remains active, allowing you to save up for larger redemptions.

Who Can Apply for the U.S. Bank Altitude Go Secured Credit Card?

Eligibility criteria for the U.S. Bank Altitude Go Secured Credit Card:

1. Age: Must be at least 18 years old.
2. Residency: Must be a U.S. citizen or permanent resident.
3. Security Deposit: Provide a refundable security deposit of $300–$5,000 to establish your credit line.
4. Bank Account: A U.S. Bank checking or savings account is recommended but not required.
5. Credit History: Ideal for individuals with no or limited credit history or those rebuilding their credit.

How to Apply

1. Visit the U.S. Bank Website: Navigate to the Altitude Go Secured Credit Card page.
2. Complete the Online Application: Provide personal and financial details.
3. Submit a Security Deposit: Choose your desired credit limit and fund the deposit.
4. Upload Supporting Documents: Provide proof of identity, income, and address if requested.
5. Receive Approval: Once approved, your card will be mailed to you.

Frequently Asked Questions

How does the card help build credit?

Your payment activity is reported to all three major credit bureaus, helping you establish or improve your credit score.

Can I increase my credit limit?

Yes, you can increase your limit by adding more funds to your security deposit, up to $5,000.

What happens if I close my account?

Your security deposit will be refunded, minus any outstanding balances.

If I miss a payment, what happens to my rewards?

Your rewards remain unaffected, but missing a payment may result in fees and negatively impact your credit score.

CREDIT CARD

U.S. Bank Altitude Go Secured Visa

Build your credit Zero fraud liability

APPLY NOW You will be redirected