Bilt Mastercard Review

The Bilt Mastercard is a revolutionary credit card that lets you earn points on your rent payments without any fees while unlocking incredible rewards across travel, dining, fitness, and more!

The Bilt Mastercard is designed to transform your rent payments and everyday spending into rewarding opportunities. As the first credit card to let you earn points on rent without any transaction fees, it’s a game-changer for renters who want to maximize the value of their biggest monthly expense. With Bilt, you’re not just paying rent—you’re earning points that can be redeemed for travel, fitness memberships, or even a down payment on a home.

Beyond rent, the Bilt Mastercard offers robust earning potential on dining and travel, along with no annual fee and access to exclusive perks. Whether you’re a frequent traveler, a fitness enthusiast, or someone looking to build a better credit profile, the Bilt Mastercard offers unmatched flexibility, rewards, and opportunities to enhance your lifestyle.

CREDIT CARD

Bilt Mastercard

$0 ANNUAL FEE Bilt Points

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Benefits of the Bilt Mastercard

1. Earn Points on Rent Payments Without Fees

Unlike other credit cards that charge high fees for rent payments, the Bilt Mastercard lets you earn 1 point on your rent with no extra cost. You can use these points for a variety of rewards, making your biggest monthly expense more rewarding than ever.

2. No Annual Fee

Enjoy the perks of the Bilt Mastercard without worrying about any annual fee. This ensures that every point you earn goes directly toward rewards, not toward card maintenance costs.

3. Generous Points Earning

Earn 5x points on Neighborhood dining and Lyft rideshare and 2x points on travel and Walgreens spending, making it perfect for foodies and frequent travelers. Whether you’re exploring new cuisines or jet-setting across the globe, this card rewards your lifestyle.

4. 1x Points on All Other Purchases

Every purchase you make earns points, ensuring that no transaction goes unrewarded. From groceries to online shopping, you’ll see the benefits of everyday spending add up quickly.

5. Redeem Points for Rent or a Down Payment

Use your earned points to pay rent or save them for a down payment on a home. Bilt is the only credit card that turns your rent into a tangible step toward homeownership.

6. Travel Rewards with No Blackout Dates

Redeem points for flights, hotels, and experiences with Bilt’s travel partners, including major airlines and hotels, with no blackout dates. This ensures maximum flexibility for your travel plans.

7. Access to Fitness Perks

Bilt points can be used to cover memberships at fitness studios or classes, making it easier to stay active and healthy while reaping financial rewards.

8. Build Credit Responsibly

With no annual fee and tools to help you pay rent on time, the Bilt Mastercard helps you build or improve your credit profile responsibly, opening doors to better financial opportunities.

9. World Elite Mastercard Benefits

Enjoy exclusive perks like cell phone protection, Lyft credits, and purchase protection as part of the World Elite Mastercard program.

10. Complimentary Travel Insurance

Travel confidently with built-in travel insurance that covers trip cancellations, delays, and interruptions, giving you peace of mind on every journey.

11. Zero Foreign Transaction Fees

Shop and spend abroad without worrying about foreign transaction fees. This card is ideal for international travelers looking to save on currency conversion costs.

12. Exclusive Access to the Bilt Rewards Program

Earn Bilt points across all purchases and access exclusive promotions, offers, and experiences curated for Bilt members.

Who Can Apply for the Bilt Mastercard?

Eligibility criteria for the Bilt Mastercard:

1. Age: Must be at least 18 years old.
2. Residency: Must be a U.S. resident.
3. Credit History: A good to excellent credit score improves approval chances.
4. Income: Must demonstrate the ability to meet repayment obligations.
5. Rent Payments: Renters who want to earn rewards on rent are ideal candidates.

How to Apply

1. Visit the Bilt Rewards Website: Navigate to the Bilt Mastercard application page.
2. Fill Out the Application: Provide personal, financial, and contact details.
3. Submit Required Documentation: Upload proof of identity, income, and residency if requested.
4. Review and Submit: Double-check your information and submit the application.
5. Await Approval: Once approved, your card will be mailed to you.

Frequently Asked Questions

Can I use points for a down payment on a home?

Yes, Bilt points can be redeemed toward a down payment on a home, offering a unique path to homeownership.

Does the card help build credit?

Yes, responsible use of the Bilt Mastercard can help you establish or improve your credit score.

How do I redeem travel rewards?

Use the Bilt app to redeem points for flights, hotels, and other travel perks with over 100 leading travel partners.

Who are the travel partners for Bilt Rewards?

Bilt partners with leading airlines and hotel brands, including American Airlines, Hyatt, and United, for flexible travel redemptions.

CREDIT CARD

Bilt Mastercard

$0 ANNUAL FEE Bilt Points

APPLY NOW You will be redirected