Choice Privileges Mastercard Review

The Choice Privileges Mastercard is your ultimate travel companion, unlocking extraordinary rewards and exclusive perks!

The Choice Privileges Mastercard is tailor-made for travelers who love earning rewards and making the most of every trip. Packed with exceptional perks, this card offers unparalleled benefits when staying at Choice Hotels and beyond. 

Whether you’re exploring new destinations, enjoying a weekend getaway, or planning a longer holiday, the Choice Privileges Mastercard ensures every purchase works toward your next travel experience.

From earning bonus points on hotel stays to enjoying elite member perks and redeeming points for free nights, this card is a powerhouse for travelers who value flexibility and rewards. It’s not just a credit card—it’s your passport to memorable experiences and the key to making every journey more rewarding.

CREDIT CARD

Choice Privileges Mastercard

Up to 5x Points No annual fee

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Benefits of the Choice Privileges Mastercard

1. Generous Sign-Up Bonus

Earn a substantial welcome bonus of Choice Privileges points when you meet the required spending threshold within the first three months. This fast-track to free nights lets you start enjoying rewards immediately after getting the card.

2. 5x Points at Choice Hotels

Receive 5x points per $1 spent on stays at Choice Hotels, ensuring you accumulate rewards quickly whenever you book a hotel in the Choice Privileges portfolio, including Comfort, Cambria, and Sleep Inn properties.

3. 3x Points on Everyday Spending

Earn 3x points per $1 spent on grocery store purchases, gas stations, and home improvement stores. This makes everyday spending more rewarding by turning regular expenses into points for your next getaway.

4. 1x Points on All Other Purchases

Enjoy 1x points per $1 spent on all other purchases. Whether you’re dining out, shopping, or paying bills, every transaction helps you get closer to your next reward night.

5. Elite Gold Status

Automatically receive Choice Privileges Elite Gold Status as a cardholder, unlocking exclusive perks like bonus points, early check-in, and late checkout at participating Choice Hotels.

6. Elite Night Credits

Receive 10 Elite Night Credits each year with the Choice Privileges Mastercard, helping you fast-track your way to higher elite status levels and enjoy enhanced benefits during your stays.

7. No Foreign Transaction Fees

Use your card abroad with confidence—there are no foreign transaction fees, making it perfect for international travelers.

8. No Annual Fee

Enjoy all these incredible benefits with no annual fee, making it an affordable option for frequent travelers.

9. Flexible Redemption Options

Redeem points for free hotel nights, gift cards, travel experiences, or even dining rewards, offering flexibility to tailor your rewards to your preferences.

10. Fraud Protection

Stay protected with robust fraud monitoring and zero liability for unauthorized transactions, giving you peace of mind wherever you use your card.

11. Contactless Payments

Enjoy the convenience of tap-and-go technology for secure, fast transactions, ideal for quick checkouts.

12. Seamless Account Management

Manage your account on the go with the Wells Fargo mobile app, making it easy to track rewards, pay your bill, and monitor transactions in real time.

Who Can Apply for the Choice Privileges Mastercard?

Eligibility criteria for the Choice Privileges Mastercard:

1. Age: Must be at least 18 years old.
2. Residency: Must be a U.S. resident with a valid Social Security Number or ITIN.
3. Credit Score: Good to excellent credit increases approval chances.
4. Income: Demonstrate sufficient income to meet repayment obligations.
5. Documentation: Provide valid ID, proof of income, and address during the application process.

How to Apply

1. Visit Wells Fargo’s Website: Navigate to the Choice Privileges Mastercard page.
2. Click “Apply Now”: Start your application online.
3. Enter Personal Details: Provide your name, contact information, and Social Security Number.
4. Add Financial Details: Include your annual income and housing status.
5. Review and Submit: Verify your application details and click submit.
6. Await Approval: Wells Fargo will review your application and notify you of the decision.

Frequently Asked Questions

What is the annual fee?

The card has no annual fee, making it a cost-effective choice for frequent travelers.

How do I redeem points?

Redeem points for free hotel nights, gift cards, travel experiences, dining rewards, or airline miles through the Choice Privileges portal.

How do I track my points?

You can track your rewards balance and transaction history through the Wells Fargo mobile app or online banking.

Can I add an authorized user?

Yes, you can add an authorized user to your account, and their spending will also earn points.

CREDIT CARD

Choice Privileges Mastercard

Up to 5x Points No annual fee

APPLY NOW You will be redirected