The AT&T Points Plus Card from Citi Review

Earn big on gas, groceries, and more—no annual fee! Turn everyday spending into exciting rewards with the AT&T Points Plus Card.  

The AT&T Points Plus Card from Citi is more than just a credit card—it’s a gateway to maximizing your everyday purchases. Whether you’re fueling up your car or stocking up on groceries, this card is designed to reward you for the things you already do. With a straightforward rewards structure and no annual fee, it’s a smart choice for anyone looking to make their spending work harder.  

What sets this card apart is its ability to turn ordinary transactions into valuable points. Imagine earning extra rewards on essential purchases like gas and groceries while still benefiting from every other purchase you make. It’s a seamless way to save and earn without changing your lifestyle. Keep reading to discover how this card can elevate your financial game.  

CREDIT CARD

AT&T Points Plus® Card from Citi

Double Points at Grocery Stores No annual fee

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Earn More, Spend Smarter—AT&T Points Plus Card from Citi 

• Maximize Fuel and EV Charging Rewards: Whether you’re filling up your tank or charging your electric vehicle, this card rewards you with triple points on every dollar spent at gas stations and EV charging stations. It’s perfect for commuters and road trippers alike.  

• Double Points at Grocery Stores: Grocery shopping is a necessity, but with this card, it’s also an opportunity. Earn double points on every dollar spent at grocery stores, making it easier to save while you stock up.  

• Earn Points on All Purchases: Even when you’re not fueling up or grocery shopping, you’ll still earn points on every other purchase. From dining out to online shopping, every dollar counts.  

• No Annual Fee: Enjoy all these benefits without worrying about an annual fee. It’s a cost-effective way to earn rewards without extra charges.  

• Competitive Purchase Rate: With a purchase rate of 20.24%, this card offers a fair and transparent way to manage your spending.  

• Flexible APR Options: The card features a 28.24% variable APR, giving you flexibility when carrying a balance.  

• Simple Redemption Process: Redeeming your points is quick and easy, allowing you to enjoy your rewards without hassle.  

• Exclusive Perks: As an AT&T Points Plus Cardholder, you’ll have access to exclusive benefits tailored to enhance your experience.  

• Build Credit Responsibly: Use this card to build or improve your credit score while earning rewards on your everyday purchases.  

Who Can Apply For AT&T Points Plus Card from Citi

• U.S. Residents: This card is available to individuals residing in the United States.  
• Age Requirement: Applicants must be at least 18 years old to apply.  
• Credit History: A good to excellent credit score is recommended for approval.  
• Income Verification: Proof of income may be required to ensure you can manage your credit responsibly.  
• Valid Identification: A government-issued ID is necessary to complete the application process.  
• No Bankruptcy History: Applicants with a recent bankruptcy may not qualify for this card.  

How to Apply For AT&T Points Plus Card from Citi

• Visit the Official Website: Start by navigating to the AT&T Points Plus Card application page.  
• Fill Out the Application: Provide your personal information, including your name, address, and Social Security number.  
• Submit Financial Details: Enter your income and employment information to help determine your creditworthiness.  
• Review Terms and Conditions: Carefully read through the card’s terms, including rates and fees, before submitting your application.  
• Submit Your Application: Once you’ve completed the form, submit it for review.  
• Wait for Approval: You’ll typically receive a decision within minutes, and if approved, you can start using your card right away.  

Frequently Asked Questions  

How do I redeem my points?  

Redeeming your points is simple. Log in to your account online or through the mobile app to access your rewards and choose how you’d like to use them.  

Can I use this card outside the U.S.?  

Yes, the AT&T Points Plus Card can be used internationally wherever Mastercard is accepted. However, foreign transaction fees may apply.  

Is there a limit to how many points I can earn?  

No, there’s no cap on the points you can earn. The more you spend, the more rewards you’ll accumulate.  

What happens if I miss a payment?  

Missing a payment may result in late fees and could impact your credit score. It’s important to pay at least the minimum amount due by the due date.  

CREDIT CARD

AT&T Points Plus® Card from Citi

Double Points at Grocery Stores No annual fee

APPLY NOW You will be redirected