Chase Auto Loans: Banking strength meets car-buying confidence

Chase Auto Loans deliver the security, convenience, and competitive terms that come with financing through a top U.S. bank.

Financing a car is one of the most important steps in the car-buying process—and choosing a lender you can trust makes that step easier. Chase Auto Loans provide dependable financing through a simple, transparent process that works with dealerships nationwide.

On this page, you’ll learn how Chase Auto Loans work, what makes them a great option for many buyers, what you’ll need before applying, and how to move through the process with clarity—from your first estimate to driving off the lot.

Why Choose Chase Auto Loans?

• Competitive fixed rates from a well-established national bank.
  
• Available for new, used, and refinance loans.
  
• Wide network of participating dealerships across the U.S.
  
• Prequalification available without a hard credit check.
  
• Rate discounts for Chase Private Clients and checking account holders.
  
• Online tools to estimate payments and track your application.
  
• Trusted by millions of customers for personal and auto financing.
  

Why Consider Auto Financing?

• Makes car ownership more affordable through monthly payments.
  
• Allows you to buy a newer or more reliable vehicle now.
  
• Helps establish or improve your credit profile in the U.S.
  
• Provides flexibility when comparing interest rates and terms.
  
• May come with promotional offers or dealership incentives.
  
• Offers better financial control compared to cash purchases.
  

What to Know Before You Apply

• Your credit score helps determine your interest rate and loan terms.
  
• Be ready with ID, income verification, and proof of address.
  
• Use Chase’s online tools to explore rates and estimate monthly payments.
  
• You can apply for purchase or refinance directly through Chase or at the dealership.
  
• A down payment may be required depending on your credit and vehicle.
  
• Prequalification doesn’t affect your credit score.
  
• You can manage your loan via Chase’s mobile app or online portal.
  

How to Apply for a Loan with Chase

1. Visit chase.com and navigate to Auto Loans.
   
2. Choose whether you’re buying new, used, or refinancing.
   
3. Use Chase’s prequalification tool to check rates with no credit impact.
   
4. Browse vehicles at participating dealerships or start with your selected car.
   
5. Submit an application online or through the dealership finance office.
   
6. Provide required documents and confirm your information.
   
7. Review your offer and finalize loan terms.
   
8. Drive home and manage your loan through Chase’s secure digital tools.

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