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Assent Secured Platinum Credit Card Review

The Assent Secured Platinum Credit Card is a simple, secure, and effective way to build or rebuild your credit.

Assent Platinum Mastercard Secured Credit Card
Source: Assent Platinum Mastercard Secured Credit Card

The Assent Secured Platinum Credit Card is an ideal choice for anyone looking to build or rebuild their credit while enjoying the flexibility and benefits of a credit card. Whether you’re starting your financial journey or working to improve your credit score, this card provides the tools you need to establish a strong credit foundation. With no credit check required and credit reporting to all three major bureaus, the Assent Secured Platinum empowers you to take control of your financial future.

Designed with simplicity and security in mind, this card offers features like a low annual fee, manageable credit limits, and 24/7 online account access. The Assent Secured Platinum Credit Card is more than just a card—it’s a stepping stone to better credit and financial opportunities.

Benefits of the Assent Secured Platinum Credit Card

1. No Credit Check for Approval

Unlike traditional credit cards, this card does not require a credit check, making it accessible to those with poor or no credit history.

2. Reports to All Three Major Credit Bureaus

Your payment history and account activity are reported to Experian, Equifax, and TransUnion, helping you establish or rebuild your credit profile quickly and effectively.

3. Low Annual Fee

The Assent Secured Platinum Credit Card features a low annual fee, ensuring that you can focus on building credit without worrying about high costs.

4. Refundable Security Deposit

Your security deposit determines your credit limit and is fully refundable when you close your account in good standing.

5. Flexible Credit Limits

Set your own credit limit by choosing the amount of your security deposit, giving you the flexibility to manage your finances based on your needs.

6. 24/7 Online Account Management

Track your spending, make payments, and view statements anytime, anywhere, through the user-friendly online portal.

7. Fraud Protection

Stay secure with advanced fraud detection and liability protection against unauthorized transactions, ensuring your peace of mind.

8. Global Acceptance

As a Platinum Visa card, it is accepted at millions of locations worldwide, making it a convenient choice for both domestic and international use.

9. No Hidden Fees

With clear and transparent terms, the Assent Secured Platinum Credit Card ensures there are no surprises when it comes to fees or charges.

10. Build Credit Responsibly

By making on-time payments and managing your account wisely, you can improve your credit score and qualify for unsecured cards in the future.

11. Customer Support

Access dedicated customer service for assistance with account management or any questions you may have.

12. Ease of Approval

The simple and straightforward application process ensures quick approval, so you can start building your credit right away.

Who Can Apply for the Assent Secured Platinum Credit Card?

Assent Platinum Mastercard Secured Credit Card
Source: Assent Platinum Mastercard Secured Credit Card

Eligibility criteria for the Assent Secured Platinum Credit Card:

  1. Age: Must be at least 18 years old.
  2. Residency: Must be a U.S. resident with a valid Social Security Number.
  3. Security Deposit: Ability to provide a refundable security deposit of $200–$2,000.
  4. No Bankruptcy: Applicants should not have a recent bankruptcy on record.
  5. Bank Account: A checking or savings account is typically required for funding the security deposit.

How to Apply

  1. Visit the Application Page: Go to the Assent Secured Platinum Credit Card application page.
  2. Complete the Application Form: Enter your personal, contact, and financial information.
  3. Submit Your Security Deposit: Choose your credit limit by funding your security deposit.
  4. Review and Submit: Confirm your application details and submit.
  5. Await Approval: Once approved, your card will be sent to you within a few business days.

Frequently Asked Questions

Can I transition to an unsecured card?

Responsible use of this card can help you qualify for unsecured credit cards in the future.

What happens if I miss a payment?

Missed payments may result in late fees and can negatively impact your credit score. Setting up autopay can help you avoid this.

What happens to my deposit if I close the account?

Your deposit will be refunded in full, provided your account is in good standing with no outstanding balance.

How long does it take to get approved?

Approval is typically quick, with most applications processed within a few business days.

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.