Blue Cash Preferred Card Review

Earn more cash back on everyday purchases and enjoy exclusive benefits designed to help you save and spend smarter—Blue Cash Preferred Card

Looking for a credit card that rewards your everyday spending? The Blue Cash Preferred AmEx offers a robust cashback program tailored for those who frequently shop for groceries, stream entertainment, and fill up their gas tanks. With generous cash back percentages and a variety of perks, this card is an excellent choice for maximizing rewards on daily expenses.

Not only does it provide substantial savings on essential purchases, but it also features an introductory 0% APR period, giving you flexibility in managing payments. If you want a card that helps you get more from your purchases while maintaining financial ease, this could be the perfect option for you.

CREDIT CARD

Blue Cash Preferred Card

6% CASH REWARDS EARN $300 BACK

APPLY NOW You will be redirected

Unlock Premium Cash Back Rewards—Blue Cash AmEx

• 0% Intro APR on Purchases & Balance Transfers: Enjoy a 0% introductory APR on purchases and balance transfers for 12 months from the date of account opening. This feature allows you to manage expenses efficiently without worrying about high interest rates.
• Earn 6% Cash Back at U.S. Supermarkets: Grocery shopping is a necessity, and now you can earn an incredible 6% cash back on up to $6,000 in annual purchases at U.S. supermarkets. After reaching this threshold, you still earn 1% cash back.
• 6% Cash Back on Select Streaming Services: Love streaming your favorite shows, music, and movies? Get rewarded with 6% cash back on select U.S. streaming subscriptions.
• 3% Cash Back on Gas at U.S. Gas Stations: Fueling up your car has never been more rewarding. Earn 3% cash back at U.S. gas stations, helping you cut costs on road trips and daily commutes.
• 1% Cash Back on Other Purchases: Even when spending on items that don’t fall into higher cashback categories, you still earn 1% cash back on all other purchases.
• Easy Redemption Process: Cash back is received in the form of Reward Dollars, which can be redeemed as a statement credit. This flexibility allows you to apply your rewards directly to your balance, lowering your monthly expenses.
• Exclusive AmEx Benefits & Protection: Cardholders enjoy benefits like purchase protection, extended warranty coverage, and exclusive American Express offers.
• Contactless & Digital Payment Options: Enjoy the convenience of tap-to-pay technology and compatibility with digital wallets like Apple Pay and Google Pay.
• No Enrollment Needed for Cash Back Rewards: Unlike some cashback cards that require activation for rotating categories, this card automatically applies rewards to your eligible purchases.

Qualification Requirements For The Blue Cash Preferred AmEx

• Good to Excellent Credit Score Applicants should have a good to excellent credit score (typically 670 or higher) to increase their chances of approval.
• Minimum Age Requirement You must be at least 18 years old to apply. However, applicants under 21 may need to provide proof of independent income.
• U.S. Residency or Citizenship The card is available to U.S. citizens and permanent residents with a valid Social Security number or Individual Taxpayer Identification Number.
• Stable Income Source While there is no strict income requirement, having a steady source of income will help demonstrate financial stability.
• Responsible Credit History A strong track record of managing credit accounts, including timely payments and low credit utilization, enhances eligibility.
• No Recent Bankruptcy Filings Applicants with recent bankruptcy filings may not qualify. Maintaining a solid financial history improves approval chances.
  

How to Apply for Blue Cash Preferred AmEx

• Visit the Official American Express Website Head to the American Express website to access the secure application form and review eligibility requirements.
• Complete the Online Application Fill out personal details, including name, address, income information, and Social Security number for verification.
• Submit Your Credit Check Authorization American Express will perform a credit inquiry to assess your creditworthiness. Ensure your credit report is in good standing before applying.
• Wait for Application Review The approval process may take minutes or require additional verification. Keep an eye on your email for updates.
• Receive Your Card and Activate It Once approved, your card will be mailed to your registered address. Activate it online or via the AmEx mobile app to start using it.
• Set Up Automatic Payments & Alerts To manage your account efficiently, enroll in autopay and set up alerts for due dates, spending limits, and reward earnings.
  

Frequently Asked Questions

What types of purchases qualify for 6% cash back at U.S. supermarkets? 

Most grocery purchases qualify, excluding wholesale clubs, superstores, and specialty food stores. Check the AmEx website for a complete list.

Do gas station purchases outside the U.S. qualify for 3% cash back? 

No, only purchases made at U.S. gas stations are eligible for 3% cash back.

Can I use my rewards for travel or gift cards? 

Yes, Reward Dollars can be redeemed for travel, gift cards, or statement credits, offering flexible redemption options.

Is there a foreign transaction fee? 

Yes, this card charges a foreign transaction fee, so it may not be the best option for international purchases.

CREDIT CARD

Blue Cash Preferred Card

6% CASH REWARDS EARN $300 BACK

APPLY NOW You will be redirected