Quicksilver Secured Credit Card Review

The Quicksilver Secured Credit Card from Capital One lets you build credit while enjoying unlimited 1.5% cash back on every purchase!

The Quicksilver Secured Credit Card is a fantastic financial tool designed to help you build or rebuild your credit while earning impressive cash back rewards. Unlike other secured cards, this card combines the practicality of credit-building with the added benefit of unlimited 1.5% cash back on every purchase, with no categories or limits to worry about.

Whether you’re buying groceries, dining out, or making online purchases, every transaction helps you establish a strong credit history while earning cash back rewards.

Quicksilver Secured’s commitment to empowering its customers shines through this card, offering robust security features, flexible credit limits, and no annual fee. With responsible use, you can unlock the door to better financial opportunities while enjoying the freedom and perks of a rewards credit card.

CREDIT CARD

Quicksilver Secured

1.5% unlimited cash back No annual fee

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Benefits of the Quicksilver Secured Credit Card

1. Unlimited 1.5% Cash Back on Every Purchase

Earn unlimited 1.5% cash back on every purchase you make, from everyday spending like groceries to big-ticket items. There are no categories or restrictions—just straightforward rewards every time you use your card.

2. No Annual Fee

Enjoy the benefits of a rewards credit card without worrying about annual fees. This makes the Quicksilver Secured Credit Card a cost-effective option for building credit.

3. Build Credit Responsibly

Capital One reports your payment activity to the three major credit bureaus—Experian, Equifax, and TransUnion—helping you build or repair your credit score with responsible use.

4. Flexible Security Deposit

Choose a security deposit that works for you, starting as low as $200, which sets your initial credit line. Higher deposits allow for larger credit limits, giving you more spending flexibility.

5. Automatic Credit Line Reviews

Your account will be automatically reviewed as early as six months for potential credit line increases without requiring an additional deposit, rewarding responsible usage.

6. No Foreign Transaction Fees

Travel with confidence knowing there are no foreign transaction fees, making this card a great companion for international trips or online purchases in other currencies.

7. Zero Fraud Liability

Feel secure knowing you’re not responsible for unauthorized charges made with your card, thanks to Visa’s Zero Liability protection.

8. 24/7 Access to Account Management

Monitor your spending, check your rewards balance, and make payments anytime through the Capital One mobile app or online banking platform, ensuring seamless account management.

9. CreditWise Credit Monitoring

Track your credit-building progress with CreditWise from Capital One, which offers free access to your credit score and credit report updates.

10. Contactless Payments

Make quick and secure purchases with contactless technology. Simply tap your card on a payment terminal and go—perfect for busy lifestyles.

11. Upgrade Path to Unsecured Cards

With consistent on-time payments, you may become eligible to upgrade to an unsecured Capital One credit card, offering even more perks and benefits.

12. Fraud Alerts and Real-Time Notifications

Receive instant alerts for suspicious activity, payment due dates, and account updates, helping you stay in control of your finances at all times.

Who Can Apply for the Quicksilver Secured Credit Card?

Eligibility criteria for the Quicksilver Secured Credit Card:

1. Age: Must be at least 18 years old (or 19 in certain states).
2. Residency: Must be a U.S. resident with a valid Social Security Number or ITIN.
3. Income: Show proof of sufficient income to meet repayment obligations.
4. Credit History: Suitable for individuals with limited or poor credit history.
5. Security Deposit: Provide a refundable deposit of at least $200 to secure your credit line.

How to Apply For the Quicksilver Secured

1. Visit Capital One’s Website: Navigate to the Quicksilver Secured Credit Card page.
2. Complete the Online Application: Enter your personal, contact, and financial details.
3. Submit a Security Deposit: Fund your deposit with a debit card or bank transfer to secure your credit line.
4. Review and Agree to Terms: Confirm your information and agree to the cardholder terms.
5. Receive Approval: Once approved, your card will be mailed to you within 7-10 business days.

Frequently Asked Questions

What happens to my deposit if I close the account?

Your deposit will be refunded if you close the account in good standing with no outstanding balance.

Is there an upgrade option?

Yes, responsible use can make you eligible for an upgrade to an unsecured Capital One card.

Can I add an authorized user?

Yes, you can add an authorized user to your account at no extra cost.

How long does it take to get approved?

Approval is typically quick, and your card is mailed within 7-10 business days after approval.

CREDIT CARD

Quicksilver Secured

1.5% unlimited cash back No annual fee

APPLY NOW You will be redirected