Blue Cash Preferred Card from American Express Review

Discover the Blue Cash Preferred Card from American Express, the ultimate cash back card for families and everyday spenders.

If you’re looking for a credit card that puts real money back into your pocket, the Blue Cash Preferred Card from American Express is designed with you in mind. Unlike generic rewards cards, this one is crafted for households that spend heavily on essentials like groceries, gas, and streaming services. It’s not just a piece of plastic—it’s a powerhouse of savings, delivering some of the best cash back rates in the industry.

This card stands out because it rewards the purchases you already make every single day. With up to 6% cash back on categories where Americans spend the most, plus built-in perks from Amex, you’ll feel the benefits from the very first swipe. The Blue Cash Preferred Card doesn’t just reward spending—it rewards living.

CREDIT CARD

Blue Cash Preferred Card

Annual Fee 6% Cash Back On Groceries

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Benefits of the Blue Cash Preferred Card from American Express

1. 6% Cash Back at U.S. Supermarkets

One of the biggest highlights is earning 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). For families or individuals who cook at home, this benefit alone can add up to hundreds of dollars in rewards each year.

2. 6% Cash Back on Select U.S. Streaming Services

Entertainment is a part of everyday life, and this card recognizes that by giving you 6% cash back on select U.S. streaming subscriptions. From Netflix to Spotify, your binge-watching and music streaming habit becomes more rewarding.

3. 3% Cash Back at U.S. Gas Stations

Whether it’s your daily commute or a long road trip, gas is a recurring expense. With 3% cash back at U.S. gas stations, this card helps you save on every mile you drive, making travel more affordable.

4. 3% Cash Back on Transit

Subways, rideshares, buses, trains—you name it. Earn 3% cash back on transit to make commuting cheaper and more rewarding. This perk is perfect for city dwellers or anyone who relies on public transportation.

5. 1% Cash Back on Other Purchases

For everything else outside the bonus categories, you’ll still earn 1% cash back. No purchase goes unrewarded, so you’re always getting value no matter where you shop.

6. Generous Welcome Offer

New cardmembers are greeted with a substantial welcome bonus after spending a set amount within the first few months. It’s a fantastic way to start your journey with this card and see instant rewards.

7. Introductory APR on Purchases and Balance Transfers

The Blue Cash Preferred often comes with a 0% introductory APR for a set period on purchases and balance transfers, making it a useful tool for managing expenses or consolidating debt. After the intro period, a variable APR applies.

8. Flexible Redemption Options

Cash back can be redeemed as a statement credit, helping you directly lower your balance. It’s simple, practical, and puts control in your hands.

9. Exclusive American Express Benefits

As an Amex card, you gain access to perks like purchase protection, extended warranty coverage, and special Amex Offers that provide additional savings at partner merchants. These extras enhance your shopping confidence.

10. Contactless Payments and Digital Wallets

Enjoy the convenience of tap-to-pay technology, plus compatibility with Apple Pay, Google Pay, and Samsung Pay. Faster, safer transactions are always at your fingertips.

Who Can Apply?

To qualify for the Blue Cash Preferred® Card from American Express, applicants must:

• Be at least 18 years old.
  
• Be a U.S. citizen or permanent resident with a valid Social Security number.
  
• Provide proof of income that demonstrates the ability to repay.
  
• Have a good to excellent credit score (typically 670 or higher).
  
• Provide a valid U.S. address for billing.
  
• Complete and submit the official credit card application online or by mail.
  

How to Apply

1. Visit the official American Express website.
   
2. Navigate to the Blue Cash Preferred Card page.
   
3. Click “Apply Now.”
   
4. Fill out the application with your personal and financial details, including income and employment information.
   
5. Enter your Social Security number and U.S. address.
   
6. Review the terms and conditions.
   
7. Submit your application for review.
   
8. Many applicants receive a decision instantly; some may require additional review.
   
9. Once approved, you’ll receive your card by mail within 7–10 business days.
   
10. Activate your card online or by phone, and start earning cash back immediately.
    

Frequently Asked Questions (FAQ)

1. What is the annual fee for the Blue Cash Preferred Card?
There is an annual fee, but the rewards on groceries, streaming, and gas often outweigh it for most households.

2. How much can I earn in cash back each year?
That depends on your spending. For example, spending $6,000 annually at U.S. supermarkets could net you $360 back just from groceries.

3. Does cash back expire?
No. Your cash back doesn’t expire as long as your account remains open and in good standing.

4. What is the welcome bonus?
New cardmembers can earn a cash back bonus after meeting a minimum spending requirement within the first few months of opening the account.

5. Can I use this card internationally?
Yes, but note that foreign transaction fees may apply.

6. How do I redeem my cash back?
Cash back can be redeemed as a statement credit toward your account balance.

7. What credit score do I need to apply?
Most approved applicants have good to excellent credit (670+).

8. Does the card include purchase protection?
Yes. Amex provides purchase protection and extended warranty coverage on eligible purchases.

9. What if my card is lost or stolen?
Contact American Express immediately. You’ll have zero liability for unauthorized charges and a replacement card will be issued quickly.

10. Is this card good for families?
Absolutely. With high cash back on groceries, streaming, and gas, it’s ideal for families with everyday expenses.

11. Can I add authorized users?
Yes, you can add authorized users to your account to help maximize rewards.

12. What happens after the introductory APR period ends?
A variable APR will apply based on your creditworthiness and the current market rates.

CREDIT CARD

Blue Cash Preferred Card

Annual Fee 6% Cash Back On Groceries

APPLY NOW You will be redirected